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Black Arrow Cyber Threat Briefing 27 October 2023

Black Arrow Cyber Threat Intelligence Briefing 27 October 2023:

-More Companies Adopt Board-Level Cyber Security Committees

-Ransomware Attacks Rise by More Than 95% Over 2022, to All Time High

-Security Still Not a Priority for a Third of SMBs Despite 73% Suffering Cyber Attack Last Year

-More Than 46 Million Potential Cyber Attacks Logged Every Day

-Fighting Cyber Attacks Requires Top-Down Approach

-Email Security Threats are More Dangerous This Year as Over 200 Million Malicious Emails Detected in Q3 2023

-98% of Security Leaders Worry About Risks of Generative AI as Fears Drive Spending

-48% of Organisations Predict Cyber Attack Recovery Could Take Weeks

-Cyber Security Awareness Doesn't Cut It; It's Time to Focus on Behaviour

-How Cyber Security Has Evolved in The Past 20 Years

-Rising Global Tensions Could Portend Destructive Hacks

Welcome to this week’s Black Arrow Cyber Threat Briefing – a weekly digest, collated and curated by our cyber experts to provide senior and middle management with an easy to digest round up of the most notable threats, vulnerabilities, and cyber related news from the last week.

Top Cyber Stories of the Last Week

More Companies Adopt Board-Level Cyber Security Committees

In a recent CISO Report by Splunk, 78% of CISOs and other security leaders reported a dedicated board-level cyber security committee at their organisations. These committees may be made up of qualified individuals or potentially even third parties - not necessarily company employees - that give guidance to the board around matters like risk assessment and cyber security strategy. These board-level cyber security committees can potentially bridge communication barriers between IT, security teams and boards. Black Arrow supports business leaders in organisations of all sizes to demonstrate governance of their cyber risks, by participating in board meetings to upskill and guide the board in requesting and challenging the appropriate information from their internal and external sources.

Source: [Decipher]

Ransomware Attacks Rise by More Than 95% Over 2022, to All Time High

A recent report by Corvus has found that ransomware attacks continued at a record-breaking pace, with Q3 frequency up 11% over Q2 and 95% year-over-year. Even if there were no more ransomware attacks this year, the victim account has already surpassed what was observed for 2021 and 2022. In a separate report, analysis conducted by Sophos has found that dwell times, which is the length of time an attacker is in a victim’s system before they are discovered, has fallen, leaving less time for organisations to detect attacks.

Sources: [Dark Reading] [SC Magazine] [Reinsurance News]

Security Still Not a Priority for a Third of SMBs Despite 73% Suffering Cyber Attack Last Year

Multiple reports highlighting different aspects of small and medium businesses (SMBs) all have one thing in common: the lack of priority that is given to cyber security. One example is a survey conducted by Amazon Web Services (AWS) which found that cyber security is not even a strategic priority for 35% of SMBs when considering moving to the cloud. This comes as a report by Identity Theft Resource Center (ITRC) found that 73% of US SMBs reported a cyber attack last year, with employee and customer data being the target in data breaches. Despite the rise in SMB attacks, relatively few organisations are following cyber security best practices to help prevent a breach in the first place. Every business, regardless of size, should do everything it reasonably can to protect its data and ensure connectivity, and smaller organisations may be more likely to be a victim of a cyber attack. Security is an enabler for the wider IT and business strategy to help users build the organisation in greater security. It should be hard-baked from the outset; seeking expert advice can help ensure the right proportionate security decisions are being made.

Sources: [Insider Media] [Infosecurity Magazine] [IT Reseller Magazine] [Infosecurity Magazine]

More Than 46 Million Potential Cyber Attacks Logged Every Day

New data released by the UK’s BT Group has found that more than 500 potential cyber attacks are logged every second. The BT data showed that over the last 12 months the most targeted sectors by cyber criminals were IT, defence, banking and insurance sectors; this was followed by the retail, hospitality and education industries. According to the figures 785,000 charities fell victim to cyber attacks. The data found that hackers are relentlessly scanning devices for vulnerabilities by using automation, and artificial intelligence is now being included by attackers to identify weaknesses in an organisation’s cyber defences.

Sources: [Evening Standard] [Proactive] [The Independent]

Fighting Cyber Attacks Requires Top-Down Approach

Organisations must move away from the posture that their IT division owns responsibility for safeguarding against cyber attacks. Instead, what we really need is for cyber security to come down from the top of the organisation, into the departments so that we have an enterprise-wide culture of security. It is the board’s responsibility to work with the executive team to ensure it is not just an IT-centric issue. By aligning cyber risk management with business needs, creating a cyber security strategy as a business enabler, and incorporating cyber security expertise into board and governance, the organisation will create a solid foundation for this top-down approach.

Source: [Chief Investment Officer]

Email Security Threats are More Dangerous This Year as Over 200 million Malicious Emails Detected in Q3 2023

The use of generative artificial intelligence (AI) tools such as ChatGPT has made spam and phishing emails infinitely more dangerous, with over 200 million sent in Q3 2023. A recent report found that link-based malware delivery made up 58% of all malicious emails for the quarter, while attachments made up the remaining 42%. Worryingly, 33% of these were delivered through legitimate but compromised websites.

Phishing does not come through emails alone however, there is also phishing via SMS, QR codes, calls and genuine, but compromised accounts. Black Arrow supports organisations of all sizes in designing and delivering proportionate user education and awareness programmes, including in-person and online training as well as simulated phishing campaigns. Our programmes help secure employee engagement and build a cyber security culture to protect the organisation. 

Sources: [Security Magazine] [MSSP Alert] [TechRadar]

98% of Security Leaders Worry About Risks of Generative AI as Fears Drive Spending

Generative AI is playing a significant role in reshaping the phishing email threat landscape, according to a recent report from Abnormal Security. The report found that 98% of security leaders are highly concerned about generative AI's potential to create more sophisticated email attacks, with four-fifths (80.3%) of respondents confirming that their organisation had already received AI-generated email attacks or strongly suspecting that this was the case. A separate report by IBM found that attackers only needed five simple prompts to get the AI to develop a highly convincing phishing email. In a separate report, Gartner stated that AI has created a new scare, which contributed to 80% of CIO’s reporting that they plan to increase spending on cyber security, including AI.

Sources: [Infosecurity Magazine] [CSO Online] [Business Wire] [Help Net Security]

48% of Organisations Predict Cyber Attack Recovery Could Take Weeks

A recent report has found that 48% of respondents predicted that it would take days or weeks for their company to recover from cyber attacks, representing a potentially devastating risk to their business. Attacks are a matter of when, not if. Organisations should have plans and procedures in place to be able to recover from an attack; this includes having an incident response plan and regularly testing the organisation’s ability to backup and recover.

Black Arrow works with organisations of all sizes and sectors to design and prepare for managing a cyber security incident; this can include an incident response plan and an educational tabletop exercise for the leadership team that highlights the proportionate controls to help the organisation prevent and mitigate an incident.

Sources: [Security Magazine]

Cyber Security Awareness Doesn't Cut It; It's Time to Focus on Behaviour

The human element remains a significant vulnerability in cyber security, as reinforced by recent analysis. Repeated studies show that knowledge alone does not change behaviour, and that simply giving people more training is unlikely to change outcomes. The study underscores that even with heightened cyber security awareness, there has not been a notable decline in successful cyber attacks that exploit human errors.

We need to draw parallels to real-world skills. The report suggests that cyber security education should be as continuous and context-driven as learning to drive: no one learnt to drive by having a single lesson once a year. For instance, rather than educating employees on using multifactor authentication (MFA) in isolation, it's more impactful to provide an explanation of the additional security that that control provides and the reasons why it is being used to protect the organisation. This contextual approach, accentuated with insights on the advantages of these controls, is poised to foster the right behaviours and bolster security outcomes. However, the challenges persist, with many employees still bypassing recommended security protocols, underscoring the need for a more hands-on, real-time approach to cyber security education.

Source: [Dark Reading]

How Cyber Security Has Evolved in The Past 20 Years

Twenty years ago, the cloud as we know it didn’t exist. There were no Internet of Things (IoT) sensors, not even Gmail was around. Cyber threats have evolved significantly since then, but so too have the solutions. We’ve transitioned from manual, on-site vulnerability scanning and lengthy breach investigations, to automated tools and remote work capabilities that have reduced investigation times from months to weeks. Alongside technological advancements, laws and regulations surrounding cyber security have also tightened, imposing stricter rules on organisations to protect customer data and penalties for attackers.

The bigger picture is staying a step ahead of threat actors in the automation race. Whether that’s accomplished with AI or some other yet-to-be-discovered technology remains to be seen. In the meantime, as is always the case in this industry, regardless of the latest innovation, everyone needs to stay vigilant for threat actors’ attacks and remember that what was adequate to protect technology 20 years ago will not be sufficient to defend against the threat landscape today, and certainly not against the threats of tomorrow.

Source: [Forbes]

Rising Global Tensions Could Portend Destructive Hacks

Governments in the West are warning public and private sector organisations to "remain on heightened alert" for disruptive cyber attacks targeting critical infrastructure and key sectors amid a series of escalating global conflicts.

Source: [Info Risk Today]



Threats

Ransomware, Extortion and Destructive Attacks

Ransomware Victims

Phishing & Email Based Attacks

Other Social Engineering; Smishing, Vishing, etc

Artificial Intelligence

2FA/MFA

Malware

Mobile

Denial of Service/DoS/DDOS

Internet of Things – IoT

Data Breaches/Leaks

Organised Crime & Criminal Actors

Cryptocurrency/Cryptomining/Cryptojacking/NFTs/Blockchain

Insider Risk and Insider Threats

Fraud, Scams & Financial Crime

Deepfakes

Insurance

Dark Web

Supply Chain and Third Parties

Software Supply Chain

Cloud/SaaS

Passwords, Credential Stuffing & Brute Force Attacks

Social Media

Malvertising

Training, Education and Awareness

Regulations, Fines and Legislation

Models, Frameworks and Standards

Backup and Recovery

Law Enforcement Action and Take Downs

Privacy, Surveillance and Mass Monitoring

Misinformation, Disinformation and Propaganda


Nation State Actors, Advanced Persistent Threats (APTs), Cyber Warfare, Cyber Espionage and Geopolitical Threats/Activity

Misc Nation State/Cyber Warfare/Cyber Espionage

Geopolitical Threats/Activity

China

Russia

Iran

North Korea


Vulnerability Management

Vulnerabilities



Other News


Sector Specific

Industry specific threat intelligence reports are available.

Contact us to receive tailored reports specific to the industry/sector and geographies you operate in.

·         Automotive

·         Construction

·         Critical National Infrastructure (CNI)

·         Defence & Space

·         Education & Academia

·         Energy & Utilities

·         Estate Agencies

·         Financial Services

·         FinTech

·         Food & Agriculture

·         Gaming & Gambling

·         Government & Public Sector (including Law Enforcement)

·         Health/Medical/Pharma

·         Hotels & Hospitality

·         Insurance

·         Legal

·         Manufacturing

·         Maritime

·         Oil, Gas & Mining

·         OT, ICS, IIoT, SCADA & Cyber-Physical Systems

·         Retail & eCommerce

·         Small and Medium Sized Businesses (SMBs)

·         Startups

·         Telecoms

·         Third Sector & Charities

·         Transport & Aviation

·         Web3


As usual, contact us to help assess where your risks lie and to ensure you are doing all you can do to keep you and your business secure.

Look out for our ‘Cyber Tip Tuesday’ video blog and on our YouTube channel.

You can also follow us on Facebook, Twitter and LinkedIn.

Links to articles are for interest and awareness and linking to or reposting external content does not endorse any service or product, likewise we are not responsible for the security of external links.

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Black Arrow Admin Black Arrow Admin

Black Arrow Cyber Threat Briefing 13 October 2023

Black Arrow Cyber Threat Intelligence Briefing 13 October 2023:

-Small Businesses Hit by Frequent Cyber Attacks as 90% of CISOs Faced at least One Attack Last Year

-The Most Effective Cyber Attacks Never Touch Your Organisation's Firewall, HR’s Role in Defending the Organisation

-Ransomware Infection Times Fall from 5 Days to 5 Hours

-80% of Security Leaders See AI as the Biggest Threat to Business

-Is Your Board Cyber-Ready?

-Cyber Security Should Be a Business Priority for CEOs

-The Looming Threat of a Single Phishing Click to Your Business

-40% of Organisations Leave Ransomware to IT

-Auditors Growing Concern About Cyber Security

-The Cyber Villains Are Getting Bolder: Businesses Need to Up Their Game

-Preparing for the Unexpected: A Proactive Approach to Operational Resilience

-Staggering Losses to Social Media and Social Engineering Since 21, as Victims Take $2.7 Billion Hit in US Alone

-Organisations Grapple with Detection and Response Despite Rising Security Budgets

Welcome to this week’s Black Arrow Cyber Threat Briefing – a weekly digest, collated and curated by our cyber experts to provide senior and middle management with an easy to digest round up of the most notable threats, vulnerabilities, and cyber related news from the last week.

Top Cyber Stories of the Last Week

Small Businesses Hit by Frequent Cyber Attacks, as 90% of CISOs of Larger Firms Faced at least One Attack Last Year

A survey by Payroll provider Sage found that nearly 48% of small and medium sized enterprises (SMEs) have experienced at least one cyber incident in the past year; of note, this is only based on SMEs self-reporting, and requires SMEs to have both the ability to detect an incident and to have actually identified an incident and then self-report it. The survey found that cyber security was a priority with 68% of respondents reporting that they would use a more expensive security control if it demonstrated better security.

In a separate report by Splunk, it was found that 90% of CISOs reported experiencing at least one disruptive attack in the past year. The difference in numbers could be because organisations who have a CISO are more likely to have tools in place to detect an incident.

Regardless, cyber criminals are showing that any size of organisation can be a victim of a cyber incident and in some cases, smaller organisations may not have the necessary budget and controls to prevent an attack.

Sources: [Security Magazine] [Insurance Times] [Infosecurity Magazine]

The Most Effective Cyber Attacks Never Touch Your Organisation’s Firewall, and HR’s Role in Defending the Organisation

In 2022, total spending on cyber security technologies increased to 71.1 billion USD, illustrating just how much effort goes into protecting companies, their data, and their customers. Regardless of all this spending, there remains a popular attack which can bypass this all: social engineering. Attackers know how much technology protection is placed in organisations, so they often try to bypass this and go straight through the employees.

Cyber security will never work if organisations do not go beyond IT; it is a business-wide issue and requires the engagement and input from across the business, including functions like Human Resources. Having effectively trained employees is a crucial part of creating a culture of security within an organisation, and this starts with HR. Employees will often have training as part of their onboarding and then regular training to ensure competencies; as part of HR’s role, this should include commissioning training on cyber security that is delivered by cyber security experts that understand what attackers are doing.

Source: [News Week] [Beta News]

Ransomware Infection Times Fall from 5 Days to 5 Hours

The amount of time it takes an attacker to infect a system with ransomware has fallen drastically over the last 12 months according to a recent report. The median dwell time (the time that an attacker spends in a victim’s network before being detected) was 5.5 days in 2021, reducing to 4.5 days in 2022, and this year it fell to less than 24 hours with, in 10% of cases, the time taken to deploy ransomware being within 5 hours. As threat actors continue to leverage Ransomware as a Service (RaaS) to execute attacks, dwell times will continue to decrease and the number of attacks will increase.

This coincides with a recent survey by Hornetsecurity that revealed that almost 60% of businesses are concerned about ransomware attacks. 92% of businesses are reported to be aware of ransomware’s potential negative impact, but just 54% of respondents say their leadership is actively involved in conversations and decision making to help prevent attacks.

The report highlights that ransomware is still at large, with the first half of 2023 seeing more ransomware victims than in the whole of 2022. Having good cyber security protection and hygiene is the key to ongoing success. Organisations cannot afford to become victims. Ongoing security awareness training and multi-layered ransomware protection are critical to help avoid insurmountable losses.

Sources: [Cision] [PC Mag] [Security Magazine]

80% of Security Leaders See AI as the Biggest Threat to Business

A report has found that a large majority of security leaders (80%) believe Artificial Intelligence (AI) is the biggest cyber threat to their business, and that the risks of AI outweigh the many advantages.

In a separate report, 58% agreed that AI is increasing the number of cyber attacks. The benefits of AI were also recognised however, with 73% reporting AI to be an increasingly important tool for security operations.

With AI finding itself both sides of the coin, it is important for organisations to effectively implement their AI solutions, so that they can improve their security whilst reducing the risk that AI presents to their organisation.

Sources: [Diginomica] [Infosecurity Magazine]

Is Your Board Cyber-Ready?

With the recent US Securities and Exchange Commission (SEC) requirements entering effect, and the impending Digital Operational Resilience Act (DORA) requirements for Europe, there is yet another layer added to the complicated issues of managing cyber security risks. However, it is clear that strong corporate governance equips companies to address them efficiently and accurately.

Governance starts with the board, as it is responsible for the oversight of the organisation’s cyber security programs. For a board to do this effectively, the leadership team must be able to understand cyber security; yet despite this, a study found that only 12% of boards had a cyber expert. Black Arrow supports business leaders in organisations of all sizes to gain a strong practical understanding of the fundamentals of cyber security risk management, and to demonstrate governance in implementing their cyber security strategy by leveraging their existing internal and external resources.

Sources: [Harvard.edu] [JDSupra]

Cyber Security Should Be a Business Priority for CEOs

A recent report found that despite 96% of CEOs saying that cyber security is critical to organisational growth and stability, 74% of CEOs are concerned about their organisation’s ability to avert or minimise damage arising from a cyber attack. The report also highlighted that 60% of CEOs don’t incorporate cyber security into their business strategies, products or services from the beginning. 44% believe that cyber security requires episodic intervention rather than ongoing attention.

Adding to this reactive stance is the incorrect assumption by 54% of CEOs that the cost of implementing cyber security is higher than the cost of suffering a cyber attack, despite history showing otherwise. For instance, the report notes that a global shipping and logistics company breach resulted in a 20% drop in business volume, with losses hitting $300 million. In addition, despite 90% of CEOs saying cyber security is a differentiating factor for their products or services to help them build customer trust, only 15% have dedicated board meetings to discuss cyber security issues. This disconnect might be explained by the fact that 91% of CEOs said cyber security is a technical function that is the responsibility of the CIO or CISO.

Source: [HelpNet Security]

The Looming Threat of a Single Phishing Click to Your Business

A single click could be all it takes to get the ball rolling and allow an attacker entry into your organisation. From there, the possibilities are endless. Phishing impacts any employee within the organisation with an email account, phone number or access to the web.

Organisations can mitigate this risk however, by conducting training and awareness programmes, aimed at improving employees’ abilities to identify, report and avoid falling victim to phishing incidents. Such training should be held regularly to maintain their knowledge as well as adapting to the ever-changing landscape of cyber crime. Black Arrow supports organisations of all sizes in designing and delivering proportionate user education and awareness programmes, including in-person and online training as well as simulated phishing campaigns. Our programmes help secure employee engagement and build a cyber security culture to protect the organisation. 

Source: [CMS-lawnow]

40% of Organisations Leave Ransomware to IT

A report found that 93% of respondents said they believe ransomware protection is “very” to “extremely” important in terms of IT priorities for their organisation, yet only 54% reported that the leadership were actively involved in conversations and decision-making around ransomware attacks, and 40% of total respondents were happy to leave the IT team to deal with ransomware attacks.

By only involving the IT team and excluding the leadership, organisations are at risk of not addressing regulatory requirements, or failing to manage such cyber incidents within a business context. This would also suggest a lack of an effective Incident Response Plan to ensure that considerations such as legal, communications, customers, employees and other stakeholders are not forgotten. Black Arrow works with organisations of all sizes and sectors to design and prepare for managing a cyber security incident; this can include an Incident Response Plan and an educational tabletop exercise for the leadership team that highlights the proportionate controls to help the organisation prevent and mitigate an incident.

Source: [MSSP Alert]

Auditors’ Growing Concern About Cyber Security

The majority of chief audit executives and information technology audit leaders consider cyber security to be a top risk over the next year. The survey found that found that nearly 75% of respondents, and an even higher percentage (82%) of technology audit leaders, consider cyber security to be a high-risk area over the next 12 months.

Source: [Accounting Today]

Preparing for the Unexpected: A Proactive Approach to Operational Resilience

Recent insights highlight a pressing need: ensuring operational resilience in financial firms. As the financial sector remains a prime target for cyber threats, the increasing interconnectedness presents evolving challenges. While cyber security aims to defend against attacks, operational resilience ensures the continuity of operations even when incidents occur.

Notably, the EU’s Digital Operational Resilience Act (DORA) stresses preparedness, providing a framework for the industry. Although business continuity practices exist, operational resilience offers a more proactive stance, ensuring system reliability that is crucial for global financial trust. Achieving this requires a comprehensive risk assessment, laying the groundwork for a resilient strategy tailored to a firm’s unique position in the financial landscape.

Source: [Dark Reading]

Staggering Losses to Social Media and Social Engineering Since 2021, as Victims Take $2.7 Billion Hit in US Alone

The US Federal Trade Commission (FTC) reports that Americans alone, have lost $2.7 billion to social media and social engineering scams since 2021. The losses were incurred through websites, phone calls and email.

It is important for organisations to consider that such scams could very well find themselves in the corporate environment. Already, there has been a significant rise in attacks on employees through LinkedIn. As such, it is important for organisations to provide education and awareness training to users.

Sources: [Bleeping Computer] [Infosecurity Magazine]

Organisations Grapple with Detection and Response Despite Rising Security Budgets

A study by EY found that only a fifth of cyber security leaders today are confident about their organisation’s cyber security approach, with only half trusting the training they provide in-house. CISO respondents reported an average annual spend of $35 million on cyber security, with the median cost of a breach jumping 12% to $2.5 million. The leaders said they anticipate the cost per breach to reach $4 million by the end of the year.

The report found that the biggest internal challenges to the organisation's cyber security approach were "too many potential attack surfaces" at 52%, and "difficulty balancing security and innovation speed" at 50%. The study also noted big discrepancies between the CISOs and other C-suite leaders when it came to their organisation's cyber security preparedness. While 60% of CISOs were confident about the C-suite integration of cyber security into key business decisions, only over half of other C-suite officers believed they were effective. There was also a significant gap (12%) between their satisfaction with the overall cyber security preparedness.

Source: [CSO Online]


Governance, Risk and Compliance


Threats

Ransomware, Extortion and Destructive Attacks

Ransomware Victims

Phishing & Email Based Attacks

BEC – Business Email Compromise

Other Social Engineering; Smishing, Vishing, etc

Artificial Intelligence

2FA/MFA

Malware

Mobile

Botnets

Denial of Service/DoS/DDOS

Internet of Things – IoT

Data Breaches/Leaks

Organised Crime & Criminal Actors

Cryptocurrency/Cryptomining/Cryptojacking/NFTs/Blockchain

Insider Risk and Insider Threats

Fraud, Scams & Financial Crime

Deepfakes

AML/CFT/Sanctions

Insurance

Supply Chain and Third Parties

Software Supply Chain

Cloud/SaaS

Identity and Access Management

Encryption

API

Open Source and Linux

Passwords, Credential Stuffing & Brute Force Attacks

Social Media

Parental Controls and Child Safety

Regulations, Fines and Legislation

Models, Frameworks and Standards

Data Protection

Careers, Working in Cyber and Information Security

Law Enforcement Action and Take Downs

Misinformation, Disinformation and Propaganda


Nation State Actors, Advanced Persistent Threats (APTs), Cyber Warfare and Cyber Espionage

Misc Nation State/Cyber Warfare

Russia

China

Iran

North Korea


Vulnerability Management

Vulnerabilities



Reports Published in the Last Week



Sector Specific

Industry specific threat intelligence reports are available.

Contact us to receive tailored reports specific to the industry/sector and geographies you operate in.

·         Automotive

·         Construction

·         Critical National Infrastructure (CNI)

·         Defence & Space

·         Education & Academia

·         Energy & Utilities

·         Estate Agencies

·         Financial Services

·         FinTech

·         Food & Agriculture

·         Gaming & Gambling

·         Government & Public Sector (including Law Enforcement)

·         Health/Medical/Pharma

·         Hotels & Hospitality

·         Insurance

·         Legal

·         Manufacturing

·         Maritime

·         Oil, Gas & Mining

·         OT, ICS, IIoT, SCADA & Cyber-Physical Systems

·         Retail & eCommerce

·         Small and Medium Sized Businesses (SMBs)

·         Startups

·         Telecoms

·         Third Sector & Charities

·         Transport & Aviation

·         Web3


As usual, contact us to help assess where your risks lie and to ensure you are doing all you can do to keep you and your business secure.

Look out for our ‘Cyber Tip Tuesday’ video blog and on our YouTube channel.

You can also follow us on Facebook, Twitter and LinkedIn.

Links to articles are for interest and awareness and linking to or reposting external content does not endorse any service or product, likewise we are not responsible for the security of external links.

Read More